Gilberto Taccari is an IT executive and senior engineering leader with 10+ years of experience leading innovation and scaling technology in European fintech. His broad background underpins the core expertise in the areas below:

  • Strategic Leadership: Tech Strategy & Roadmap, Team Scaling, Technical Due Diligence.
  • Fintech Domain: Open Banking, Digital Banking, KYC/KYB Processes, Credit Automation.
  • Architecture & Culture: AI-Native Engineering, Distributed Systems, Architecture Governance (ADRs), Domain-Driven Design (DDD).
  • Compliance & Security: GDPR, PSD2, Financial Sector Regulations.

As CTO at Tot, Gilberto leads technology strategy and manages engineering to support growth. He has supported an AI-native engineering culture through integrating LLM-driven workflows to boost efficiency while maintaining compliance with sector regulations and security standards.

Prior to Tot, as Co-Founder and Head of Technology at faire.ai, Gilberto developed an AI-powered credit scoring platform, secured early-stage funding by communicating technical vision and leading technical due diligence, and established strategic B2B partnerships in the Open Banking ecosystem.

Earlier leadership experience includes serving as Tech Lead at Penta (acquired by Qonto) and as Lead Backend Engineer at Infinitec Solutions, where he scaled distributed teams, promoted the use of Architecture Decision Records (ADRs), and implemented Domain-Driven Design (DDD) to build scalable, maintainable systems.

Alongside these core roles, Gilberto is a Technical Reviewer for Manning Publications Co., reviewing manuscripts on API Security, Architecture Modernisation, and Engineering Management to secure alignment with global best practices.

Gilberto holds a PhD in Computer Engineering and has expertise related to distributed systems and cloud architectures. He drives business results, engineering excellence, and strategic-oriented innovation by empowering high-efficiency teams.